Best investor-friendly rates real estate

October 3 2025

Top 10 Questions Every First-Time Buyer in Hyderabad Must Ask Before Signing

admin Curated Properties, Investment Properties Best investor-friendly rates real estate, Investment-ready properties Hyderabad, Ready-to-build plots Hyderabad, Villas for sale in Telangana 0

Introduction

Buying your first flat or villa in Hyderabad is an exciting milestone — but also one that demands caution, clarity, and the right questions. The city’s booming real estate market offers plenty of choices, from Gachibowli to Kompally and beyond. Yet, many first-time buyers rush into deals without understanding the fine print. At OXY Select by Realtor Oxygen, we believe informed buyers make smarter investments. Here are the 10 essential questions every first-time homebuyer should ask before signing the dotted line.

1. Is the Property RERA Registered?

Always check the project’s RERA registration number on the Telangana RERA website. This ensures the builder’s credibility and that your investment is legally protected.

2. What Is the Total Cost — Not Just the Price per Sq. Ft.?

Beyond the base price, factor in GST, registration fees, clubhouse charges, parking, and maintenance deposits. The total cost often surprises first-time buyers.

3. Does the Builder Have a Clear Land Title?

Ask for title deeds, encumbrance certificates, and ownership records. A clean title ensures the property isn’t under dispute or litigation.

4. What Are the Construction Quality Standards?

Visit the site and inspect materials — cement quality, fittings, wiring, plumbing, and tiles. Reliable builders are transparent about their vendors and standards.

5. When Will Possession Be Given?

Get a written commitment on possession timelines and penalties for delay. Builders registered under RERA are legally bound to adhere to declared deadlines.

6. What Amenities and Maintenance Costs Apply?

Understand the scope of amenities — clubhouse, gym, garden, parking, etc. — and the monthly maintenance fees to plan your long-term expenses.

7. What Are the Loan & EMI Options?

Check if the project is approved by leading banks. Compare interest rates, prepayment charges, and down payment requirements before finalizing.

8. Are There Any Hidden Charges or Clauses?

Always read the Agreement of Sale carefully. Look for clauses about cancellation fees, escalation charges, or maintenance deposits that might surprise you later.

9. How Is the Neighborhood & Connectivity?

Research proximity to schools, hospitals, metro stations, and workplaces. Visit during peak hours to assess real commute times.

10. What Is the Builder’s Track Record?

Look up the builder’s past projects, customer feedback, and delivery history. A reputed builder means greater peace of mind and better resale value.

Conclusion

Buying your first home in Hyderabad isn’t just about budget — it’s about making an informed, confident choice. Asking these ten questions can help you avoid costly mistakes and secure a property that truly matches your goals. At OXY Select by Realtor Oxygen, we guide every buyer through this journey with expert insights, legal awareness, and transparent advice — turning your dream home into a wise investment.

September 23 2025

How to Verify Land Titles & Avoid Fraud When Buying Plots

admin Curated Properties, Investment Properties Best investor-friendly rates real estate, Investment-ready properties Hyderabad, Long-term property investments in Telangana, Villas for sale in Telangana 0

Introduction

Investing in land is one of the most rewarding decisions in real estate. Hyderabad, with its rapid growth and strong demand for residential and commercial properties, attracts thousands of plot buyers every year. However, land transactions also come with risks. Title fraud, disputed ownership, and unverified claims can cause serious financial and legal troubles for unsuspecting buyers. At OXY Select by Realtor Oxygen, we believe that awareness and proper verification are the keys to safe investments. This guide will walk you through how to verify land titles and avoid fraud when buying plots.

1. Check the Mother Deed

The Mother Deed is the original ownership document that traces the history of the land. It reveals how the property has changed hands over time. Always ensure the deed is complete and shows a clear, unbroken chain of ownership. Missing links could indicate disputes or fraudulent transfers.

2. Verify the Title Deed

A Title Deed confirms the seller’s right to sell the property. Ensure that it is in the seller’s name and free from any conditions or restrictions. Cross-check the deed with the Sub-Registrar’s office to confirm its authenticity.

3. Obtain an Encumbrance Certificate (EC)

The Encumbrance Certificate shows whether the property is free from legal or financial liabilities such as loans, mortgages, or disputes. An EC can be obtained from the local Sub-Registrar’s office for a specified period, ideally covering the last 30 years of transactions.

4. Confirm Land Use & Zoning

Many fraudulent sales occur when agricultural or restricted lands are sold as residential plots. Always check the land’s classification under HMDA, DTCP, or municipal planning authorities. Ensure that the plot is legally approved for residential or commercial development.

5. Check for Government Approvals

For plotted developments, verify whether the layout has been approved by the Hyderabad Metropolitan Development Authority (HMDA) or Directorate of Town and Country Planning (DTCP). Buying non-approved plots could lead to demolition or loss of investment.

6. Match Survey Numbers & Boundaries

Fraudsters often sell land using fake or mismatched survey numbers. Cross-check the survey number, plot boundaries, and extent of land with revenue records. A licensed surveyor can help confirm the exact measurements and physical demarcation.

7. Look for Litigation History

Even if documents appear clear, the land might be under litigation. Verify through court records and local legal checks to ensure that the property is not involved in ongoing disputes or inheritance claims.

8. Hire a Real Estate Advisor or Legal Expert

The safest way to avoid fraud is to seek professional assistance. A real estate advisor or property lawyer can help conduct due diligence, review documents, and guide you through safe transactions. At OXY Select, we specialize in training buyers to identify red flags and make confident decisions.

Conclusion

Buying land can be a life-changing investment, but it demands caution and diligence. By verifying land titles, checking approvals, and consulting professionals, you can protect yourself from fraud and secure your financial future. At OXY Select by Realtor Oxygen, our goal is to help you navigate the complexities of real estate with confidence and knowledge.