How to Verify Land Titles & Avoid Fraud When Buying Plots
Introduction
Investing in land is one of the most rewarding decisions in real estate. Hyderabad, with its rapid growth and strong demand for residential and commercial properties, attracts thousands of plot buyers every year. However, land transactions also come with risks. Title fraud, disputed ownership, and unverified claims can cause serious financial and legal troubles for unsuspecting buyers. At OXY Select by Realtor Oxygen, we believe that awareness and proper verification are the keys to safe investments. This guide will walk you through how to verify land titles and avoid fraud when buying plots.
1. Check the Mother Deed
The Mother Deed is the original ownership document that traces the history of the land. It reveals how the property has changed hands over time. Always ensure the deed is complete and shows a clear, unbroken chain of ownership. Missing links could indicate disputes or fraudulent transfers.
2. Verify the Title Deed
A Title Deed confirms the seller’s right to sell the property. Ensure that it is in the seller’s name and free from any conditions or restrictions. Cross-check the deed with the Sub-Registrar’s office to confirm its authenticity.
3. Obtain an Encumbrance Certificate (EC)
The Encumbrance Certificate shows whether the property is free from legal or financial liabilities such as loans, mortgages, or disputes. An EC can be obtained from the local Sub-Registrar’s office for a specified period, ideally covering the last 30 years of transactions.
4. Confirm Land Use & Zoning
Many fraudulent sales occur when agricultural or restricted lands are sold as residential plots. Always check the land’s classification under HMDA, DTCP, or municipal planning authorities. Ensure that the plot is legally approved for residential or commercial development.
5. Check for Government Approvals
For plotted developments, verify whether the layout has been approved by the Hyderabad Metropolitan Development Authority (HMDA) or Directorate of Town and Country Planning (DTCP). Buying non-approved plots could lead to demolition or loss of investment.
6. Match Survey Numbers & Boundaries
Fraudsters often sell land using fake or mismatched survey numbers. Cross-check the survey number, plot boundaries, and extent of land with revenue records. A licensed surveyor can help confirm the exact measurements and physical demarcation.
7. Look for Litigation History
Even if documents appear clear, the land might be under litigation. Verify through court records and local legal checks to ensure that the property is not involved in ongoing disputes or inheritance claims.
8. Hire a Real Estate Advisor or Legal Expert
The safest way to avoid fraud is to seek professional assistance. A real estate advisor or property lawyer can help conduct due diligence, review documents, and guide you through safe transactions. At OXY Select, we specialize in training buyers to identify red flags and make confident decisions.
Conclusion
Buying land can be a life-changing investment, but it demands caution and diligence. By verifying land titles, checking approvals, and consulting professionals, you can protect yourself from fraud and secure your financial future. At OXY Select by Realtor Oxygen, our goal is to help you navigate the complexities of real estate with confidence and knowledge.
